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Members of the Teachers’ Retirement Fund (TRF) include teachers in a public school corporation, certain INPRS employees, and some employees in charter schools, innovation schools, turnaround schools and public universities.
Your employer will enroll you in TRF. You will then receive a welcome packet by mail from INPRS.
Teacher aides and higher education graduate assistants, by law, do not qualify for membership in TRF.
Generally, if you leave a PERF- or TRF-covered position before you have 10 years of qualified service, your membership in the fund may be suspended. You will be able to withdraw the balance of your Annuity Savings Account (ASA).
If you are vested, you may suspend membership to withdraw your ASA and Rollover Savings Account (RSA) to purchase creditable service in another governmental retirement plan if you:
If you do not qualify for a normal retirement, you may withdraw the balance of your ASA after you have been separated from your TRF-covered position for at least 30 days. Your RSA may be withdrawn at any time.
TRF may suspend your membership if you leave a TRF-covered position before you have 10 years of qualified service. Account suspension means that you may automatically receive a disbursement of any funds in your account after five years, depending on the balance. If you have $1,000 or less in your ASA, INPRS can, by law, suspend your membership after only five years of leaving your TRF-covered position. You will be sent the balance of your ASA. If your account is greater than $1,000, it will continue to be invested as you choose, and gains and losses will continue to accrue. We may charge an administrative fee to the suspended account.
You can go online or call TRF at (888) 286-3544 to complete the withdrawal paperwork. We are available Monday through Friday from 8 a.m. to 8 p.m. EST.