Amber Alert

IN.gov - Skip Navigation

Note: This message is displayed if (1) your browser is not standards-compliant or (2) you have you disabled CSS. Read our Policies for more information.

CLOSE MENU
  • Business & Agriculture
  • Residents
  • Government
  • Education
  • Taxes & Finance
  • Visiting & Playing
  • Family & Health

Indiana Department of Insurance

Amber Alert
Amber Alert - TEST
  • Indiana Bicentennial Celebration 2016
  • HIP_2_0_widget
  • widget1
  • widget2
  • widget3
  • widget4

Indiana Department of Insurance

IDOI > Licensing > Resident Adjuster Licensing > Resident Adjuster Licensing Requirements Resident Adjuster Licensing Requirements

IDOI Adjuster Licensing Contact - lshook1@idoi.in.gov  

Resident Independent Adjusters Licensing Requirements

IC 27-1-28 - Independent Adjuster Licensing

An Independent Adjuster works on a contract basis for an insurance carrier doing direct adjudication of claims. Indiana does not require licensure for staff adjusters. Indiana residents desiring an Independent Adjuster license must:

  • Be at least 18 years of age
  • Be eligible to designate Indiana as the individual's home state
  • Be determined to be trustworthy, reliable, and of good reputation
  • Not have committed any act that is a ground for denial, suspension or revocation of a license
  • Have successfully completed a 40 hour pre-licensing education program (searchable at Sircon.com under "Lookup Education Courses..." or at AdjusterPro.com)  
  • Have successfully completed the Indiana Independent Adjuster examination (Link to Page
  • Submit the appropriate forms, application, and nonrefundable fees for the desired license (applications may be submitted through Sircon.comNIPR.com, or the uniform NAIC paper application)

The license fee for a resident is $40.00. There is also an electronic processing fee.

Individuals Exempt from Holding an Adjuster License

Contracts, Duties and Responsibilities of Adjusters

Resident Public Adjusters Licensing Requirements

IC 27-1-27 - Public Adjusters

A Public Adjuster renders advice or assistance to the insured in the adjustment of a claim or claims for loss or damages under any policy of insurance covering real or personal property and any person or corporation who, or which, advertises, solicits business, or holds itself out to the public as an adjuster of such claims. Indiana residents desiring an Public Adjuster license must:

  • Be at least 18 years of age
  • Be a resident of Indiana
  • Be determined to be trustworthy, reliable, and of good reputation
  • Not have committed any act that is a ground for denial, suspension or revocation of a license
  • Have successfully completed the written Public Adjuster examination (no pre-licensing education required) - Link to Exam Registration/Scheduling Instructions *Must also request a certificate to take exam prior to exam by emailing anorthrop@idoi.in.gov. Please include your name in the email as it appears on your driver's license.*
  • Submit the appropriate forms, application, and nonrefundable fees for the desired license (applications may be submitted through Sircon.com, or the uniform NAIC paper application)
  • Proof of $10,000 surety bond for the state of Indiana not more than six (6) months old

The license fee for a resident is $50.00. There is also an electronic processing fee.

Individuals Exempt from Holding an Adjuster License

Contracts, Duties and Responsibilities of Adjusters

Written Consent for Person Prohibited Under 18 USC 1033

The Federal Violent Crime Control and Law Enforcement Act of 1994 ( 18 U.S.C. 1033, 1034) contains a provision prohibiting any person who has been convicted of a felony involving dishonesty or breach of trust from participating in the business of insurance without receiving specific written consent from the appropriate state insurance regulatory official. In the case of insurance adjusters, written consent is obtained from the insurance regulatory official in producer's resident state.

The decision of whether or not to grant written consent is determined on a case-by case basis after a review of all relevant factors.

If a license applicant has a background history that may require written consent, the applicant should advise the Indiana  Department of Insurance Agent Licensing Division. If the applicant is unsure if written consent is required, consult the Department's Agent Licensing Division. If necessary to evaluate the situation , the applicant will be directed to complete the 1033 forms.

Although sponsorship from an insurer is not a requirement, the application for written consent does require identification of a present or proposed employer , a scope of the employment and an affidavit from the employer outlining the job duties and responsibilities that will be performed and that it is the opinion of the employer that the performance of these responsibilities does not constitute a threat to the public.

http://www.naic.org/documents/library_forms_1033shor.pdf

Examination Content Outlines and Study Material

The Examination Content Outlines were developed to identify and classify the entry level knowledge that insurance adjusters need to properly serve their clients. Test questions were researched and developed based on questions submitted to industry professionals in Indiana for review and approval. This process assures that the tests reflect content that an entry-level adjuster will need to know to properly perform their duties for the insurance-buying public. The following are the Examination Content Outlines for Independent and Public Adjusters:

Individuals preparing for an adjuster examination should be certain that study materials used cover the topics in the outlines. IDOI does not specify an official study manual but provides the Examination Content Outlines. IDOI also providers a list of approved pre-licensing education providers for Independent Adjusters. Providers of Independent Adjuster pre-licensing education courses select appropriate study materials, which, when combined with classroom lectures and discussion, should cover the material contained in the approved content outline. Independent Adjusters may also obtain study material suggestions from insurance companies or the adjusting company for which they plan to work.

Register and Schedule Independent Adjuster Examination (via AdjusterPro)

Register and Schedule Public Adjuster Examination (via PAN)

Pre-Licensing Education Requirement for Resident Independent Adjusters

For resident Independent Adjusters, forty (40) hours of pre-licensing education are required to provide an entry level knowledge about the products, services, duties and responsibilities of an Independent Adjuster when working with the public. In addition, candidates must understand and comply with the Indiana statutes and rules affecting insurance and adjusting of claims. The pre-licensing education requirement must be meet before applying for a license.

Approved pre-licensing education courses for Independent Adjusters may be found through either AdjusterPro.com or Sircon.com.

A pre-licensing education Certificate of Completion will be issued by your pre-licensing school at the end of your course. You must have proof of the pre-licensing completion prior to taking the exam. You must pass your exam and apply for your license during this six-month period. The exam is offered online at AdjusterPro.com.