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Indiana Department of Insurance

IDOI > Producer and Agency Licensing > Adjusters > Resident Independent Adjuster Licensing > Contracts, Duties and Responsibilities of an Independent Adjuster > Persons Exempt From Holding an Adjusters License Persons Exempt From Holding an Adjusters License

Persons Exempt From Holding an Adjuster License:

(1) An attorney who is admitted to practice in Indiana; and acts in a professional capacity at an attorney.
(2) A person employed solely to obtain facts surrounding a claim and furnish technical assistance to a licensed independent adjuster.

(3) An individual who is an employee or an affiliate of a licensed independent adjuster.

(4) An individual who is supervised by alicensedindependent adjuster or a licensed insurance producer licensed under IC 27-1-15.6;
(5) An individual who supervises not more than twenty-five (25) persons described in this subdivision
(6) An individual who is employed solely to collect claim information from insureds or claimants; furnish claim information to insureds or claimants; or perform data entry into an automated claims adjudication system.
(7) An individual who is employed to investigate suspected fraudulent insurance claims, but who does not adjust losses or determine claim payments.
(8) A person that performs only executive, administrative, managerial, or clerical duties; and does not investigate, negotiate, or settle claims with policyholders, claimants, or legal representatives of policyholders or claimants.
(9) A person that settles only reinsurance or subrogation claims.
(10) An officer, director, manager, or employee of an authorized insurer, a managing general agent, a surplus lines insurer, a risk retention group, or an attorney in fact of a reciprocal insurer.
(11) A manager of the United States branch of an alien insurer.
(12) A person that investigates, negotiates, or settles life, accident and health, annuity, or disability insurance claims.
(13) Under a self-insured arrangement, an individual who adjusts claims on behalf of the individual's employer.
(14) A licensed insurance producer, an attorney in fact of a reciprocal insurer, or a managing general agent of an insurer to whom claim authority has been granted by the insurer.
(15) A person that is authorized to adjust worker's compensation or disability claims under the authority of a third party administrator.
(16) A person that investigates, negotiates, or settles crop insurance claims.
(17) An individual who does not adjust losses or determine claim payments but is employed to use a specialized skill possessed by the individual to make a determination concerning an element of a claim that is used by an independent adjuster, or an adjuster who is directly employed by an insurer, in adjusting a loss or determining a claim payment.

If a resident independent adjuster's license terminates for any reason, the resident independent adjuster shall, not more than thirty (30) days after the resident adjuster license termination date, provide notice of the termination to the insurance commissioner of any state that has issued a nonresident independent adjuster license to the resident independent adjuster. If the termination results from a change of the resident independent adjuster's home state, the notice must specify the independent adjuster's previous home state address and new home state address.