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Indiana Department of Insurance

IDOI > Producer and Agency Licensing > Agents > Resident Licensing > Preparing for a License Preparing for a License

The Indiana Department of Insurance (Department) is empowered by Title 27, Article 1, of the Indiana Code to qualify those who wish to operate as insurance producers, surplus lines producers, insurance consultants and limited lines producers in Indiana.

  • Read Title 27, Article 1 carefully for the specific requirements of the license you are pursuing as some licenses require successful completion of a prescribed course of study and/or an examination.
  • For the specific exam content you will need to study please refer to the Examination Content Outlines under Resident Requirements. Be sure that you understand all of the materials before you take the test.
  • Obtain a Certificate of Completion from the provider before taking the exam.  It must be dated and signed by the provider/instructor and match the requested examination.

You may submit your application for licensure to the Department online anytime after completing pre-licensing study (if necessary).

Submit your application for licensure

The Department will review the application, and if approved, the Department will send you a license. You may then begin to solicit insurance of the type for which you received a license. If your application is denied, you will be notified in writing as to the reason for such denial.

Indiana code states you may not receive or accept, directly or indirectly, any commission or other valuable consideration unless you were properly licensed at the time of the transaction out of which arose the right to such commission or other valuable consideration and you are a duly appointed agent of the insurer at the time that such insurer pays such commission or other valuable consideration.

The Department encourages you to prepare properly for your examination and requires you to continue your professional education once you are licensed.

Licensing Requiring/Not Requiring an Examination

The following licenses require an examination:

  • Life
  • Health
  • Life and Health
  • Property and Casualty
  • Surplus Lines Producer
  • Bail Agent
  • Recovery Agent
  • Public Adjuster

Licensing Not Requiring an Examination

The following licenses do not require an examination:

  • Limited Lines Credit
  • Title
  • All Other Limited Lines