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Bureau of Motor Vehicles

myBMV > Learner's Permits and Driver's Licenses > Obtaining A Learner's Permit > Agreement of Financial Responsibility Agreement of Financial Responsibility

Any individual who is younger than 18 years of age when applying for a new, renewed, amended, or duplicate driver's license or permit must submit a completed agreement of financial liability at a license branch when applying for the license or permit. The Agreement of Financial Liability - State Form 39531 must be signed by an adult who agrees, under penalty of perjury, to assume all legal obligations for injuries or damages caused by the minor driver until that driver becomes 18 years old. The adult signing the agreement of financial liability must present documents of identification proving his or her identity and age.

The Agreement of Financial Liability - State Form 39531 may be completed at a license branch by the adult who is accepting financial liability. The form may also be downloaded from our website and brought to a license branch by the minor when he or she applies for a license or permit. The adult signing the agreement of financial liability must attach copies of identification documents proving his or her identity and age.

Terminating the agreement of financial liability

The agreement of financial liability is terminated when the minor driver turns 18 years old.

If the adult who signed the agreement of financial liability dies, the agreement of financial liability is terminated, in which case another adult must sign an agreement of financial liability for the minor driver.

The adult who signed the agreement of financial liability may terminate it by submitting an Affidavit Of Revocation Financial Liability - State Form 45425 at a license branch requesting that the BMV terminate the minor driver's license or permit.

Still Have Questions? Contact The BMV