Motorists Involved in an Accident
Before taking any other action, check yourself and other individuals involved in the accident for injuries. If there are any injuries or at least $1,000 in property damage, call the police.
Cooperate with law enforcement officers, and ask the investigating officer how to obtain a copy of the police report.
Take notes. Be sure to provide and obtain the following information:
- Names, addresses, and phone numbers of all drivers and passengers involved in the accident;
- License plate number, make, model, and a description of each car involved;
- Operator license number and insurance identification information of all drivers involved;
- Names and addresses of as many witnesses as possible;
- Names and badge numbers of all police officers at the scene.
Contact your insurance provider as soon as possible. Ask them to file a Certificate of Compliance (COC) covering the date of the accident in the vehicles involved. Failure to submit proof of insurance after an accident may result in the suspension of your driving privileges regardless of who is at fault.
